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Types of Business WSIB 3rd Party Personal Injury Insurance Business Liability Insurance See (a) below Key Person Insurance Property Insurance Revenue Protection Fleet Insurance Claims Insurance Liquor Insurance Employee Health Insurance
Structure of Business  
Sole Proprietorship X X X X X*         X
Partnership   X X X           X
Corporation   X X     X       X
Non Profit   X X             X
Size of Business  
Self Employed   X X X           X
1 or More Employees X X X     X       X
Logistics X X X       X X   X
Restaurant / Bar X X X   X       X X
Retail X X X   X         X
Exporter X X       X       X
 *Note:  It is always a Best Business Practice to contact your Insurance Broker to confirm that your business and you are adequately protected. For example: if you are a sole proprietorship and working out of your home, you may need additional property insurance. 
(a) Business Liability Insurance is a broad category and includes Commercial General Liability (CGL), Home Business, Occupiers Liability, Special Event Liability, Product, Professional liability insurance (Errors and Omissions). Your Insurance Broker will ask you questions about your business and provide recommendations for insurance coverage, type and amount. You may also need to review what your customers require that you have in insurance coverage.
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